Rapid City, South Dakota – Consumers across South Dakota are seeing their personal credit scores increasingly at risk as credit card delinquency rates continue to climb nationwide. A new report by the personal-finance company WalletHub shows that South Dakota ranks fourth overall among states where credit card delinquency is increasing the most in the first half of 2025.

The analysis, which assessed credit card delinquency across all 50 states, found a concerning trend impacting individuals’ financial health. For the second quarter of 2025, South Dakota posted a significant rise in late credit card payments.

Key figures for South Dakota from the report:

• Overall Rank: South Dakota placed fourth nationally in the ranking of states where credit card delinquency is increasing the most.
• Share of Delinquency: The share of the average number of credit card tradelines delinquent in the second quarter of 2025 was 20.64 percent.
• Quarterly Change: The change in the average number of credit card tradelines delinquent from the first quarter of 2025 to the second quarter of 2025 was a notable 29.92 percent.